Progressive Benefits Solutions has been in business since April 2000. Our 14 years of business can be credited to our long term aggressive commitment to our customers’ employee benefit programs. Through our objective outlook into the evolving marketplace, we actively monitor the medical trends that are comprised of hospitals, physicians and prescriptions.

Each part of the pie has changed drastically within the last five years requiring innovative ideas to offset the increasing employee out-of-pocket costs. Our approach is to research, educate, review and present alternatives to our clients so they will have an objective perspective of each market. Our level of customer service far exceeds the normal inquiries of billing, employee enrollments and claims. We take an HR approach on every employee benefit inquiry and understand our clients’ needs to be updated on current legislation. Our relationships with organizations enable us to offer informative views on employee benefit laws such as COBRA, HIPAA, NJ Overage Dependent, dependent to age 26 and most recently Patient Protection and Affordable Care Act. We act as your HR partner and resolve routinely confidential issues directly with employees.


headshot_annette_festa_150x150Annette Festa
President, Progressive Benefits Solutions
Annette started in the Insurance industry in 1992 working for a medium-sized central New Jersey Property & Casualty agency with a small benefits department. She soon moved up to a regional Employee Benefits agency that focused on providing detailed service for medium to large groups. This experience and her dedication and tenacious focus for personal service propelled her into starting her own agency in 2000.

Progressive Benefits Solutions specializes in offering corporate and individual clients a competitive platform of benefits and services tailored to each client’s benefits portfolio while providing knowledgeable and personalized service. Annette is very active in the industry association, (National Association of Health Underwriters) and has participated in the association’s Capitol Conference in Washington educating our local congressman on the Patient Protection and Affordable Care Act. Annette is very focused on keeping track with all the ongoing changes in healthcare at the national and statewide level. Most recently, she has been certified under the National Association Health Underwriters Patient Protection and Affordable Care Act.